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    Why XAT Feels Tougher Than CAT: 6 Reasons Even 99 Percentile CAT Toppers Struggle in XAT 2027

    Why XAT Feels Tougher Than CAT: 6 Reasons Even 99 Percentile CAT Toppers Struggle in XAT 2027

    Hitesh SahuUpdated on 05 Aug 2026, 12:05 PM IST

    Every year, many CAT scorers are surprised upon taking the XAT exam. If there is a student who secured 99 percentile in the CAT exam, then he/she might find difficulty in clearing even 85 percentile in XAT.

    This Story also Contains

    1. CAT vs XAT: Quick Comparison
    2. Decision Making in XAT Has No Fixed Formula
    3. XAT General Knowledge Penalizes Students Who Study Only Quant & Verbal
    4. CAT's Marking Scheme Penalizes Guesswork and Unanswered Questions
    5. The Verbal Section Becomes Truly Tougher in the XAT
    6. Unlimited Time For Each Section in the XAT Seems Convenient — It Is Not?
    7. Where Students Struggle the Most?
    8. Is XAT tougher than CAT? Final Verdict
    Why XAT Feels Tougher Than CAT: 6 Reasons Even 99 Percentile CAT Toppers Struggle in XAT 2027
    Why XAT Feels Tougher Than CAT: 6 Reasons Even 99 Percentile CAT Toppers Struggle in XAT 2027

    What makes this happen? There is nothing wrong with the caliber of XAT takers. It is simply because XAT assesses some skills that are not tested in CAT at all.
    The CAT exam is scheduled for November 29, 2026, and the XAT exam is scheduled for January 3, 2027. Aspirants must understand the basic difference between the two.

    CAT vs XAT: Quick Comparison

    Let’s understand the difference between the features of the two exams.

    Feature

    CAT

    XAT

    Total Sections

    3 (VARC, DILR, QA)

    4 (VALR, DM, QA-DI, GK)

    Total questions (based on last session exam)

    66

    95

    Duration

    120 minutes

    180 minutes

    Options per question

    4

    5

    Time limit per section

    Fixed

    Flexible (within Part 1)

    Marks for wrong answer

    -1(except TITA questions)

    -0.25 (Part 1)

    Penalty for skipping questions

    None

    -0.10 (after 8 free skips)

    Extra sections

    None

    Decision Making, General Knowledge

    While on first glance, XAT looks easier since it deducts fewer marks per incorrect response, it has one more thing to consider - you are penalized even for skipping answers in XAT. In CAT, it is not important at all whether you give up on the question and leave it unanswered.

    Note: In CAT, TITA questions do not have negative marking.

    Decision Making in XAT Has No Fixed Formula

    This is the single most important reason why students find XAT tough. The XAT DM section based on the previous year, includes about 21-22 problems which involve practical office scenarios like managing an unfair employee, deciding between two high-risk decisions for a business, or resolving disputes between teams. No formula applies in DM problems, but it tests your ethics, fairness, legality, organizational interest, and long-term thinking. Often, two answers seem "almost correct" and students have to choose the one which is fair for all stakeholders and not just correct.

    PYQ sample (based on previous XAT papers): A manager finds out that one of his employees has been falsifying his sales data to reach his targets. Now he has to decide whether to report the matter, warn him quietly, or ignore it. Students often select the safe answer, but XAT prefers the answer that maintains honesty foremost while having some consideration for the employee.

    CAT primarily rewards analytical ability, speed, and accuracy, whereas XAT additionally evaluates ethical judgement and decision-making. XAT's DM tests your judgment – an ability which very few students develop during preparation for Quant and Logic.

    What to do?: Solve at least 15-20 past XAT DM sets before taking your first mock test. The more sets you solve, the more you begin realizing that the same 4-5 situations keep appearing.

    XAT General Knowledge Penalizes Students Who Study Only Quant & Verbal

    CAT has no GK section. XAT has 20-25 GK questions, with some of them being Static GK questions and others Current Affairs based. The GK questions need to be solved within 10 minutes in the XAT exam.

    Students who are preparing only for CAT don't touch GK through their entire preparation journey since they are not required to. But when XAT comes closer, it becomes a last-minute task to recall months of GK.

    It is important to note here that, XAT part 2, GK sections does not have a negative marking so you candidates should attempt all 20 questions.

    What to do?: Start reading GK for 10 minutes a day at least 3 months prior to the exam. GK marks do not affect your XAT percentile, but they are directly important for XLRI Interview and final merit list, so don’t skip this section entirely.

    CAT's Marking Scheme Penalizes Guesswork and Unanswered Questions

    CAT exam pattern has a straightforward marking policy - wrong answer means deduction of a third of a mark. XAT exam pattern makes it even tougher.

    Marking Scheme

    CAT

    XAT

    Correct Answers

    + 3

    +1

    Incorrect Answer

    -1 ( except TITA questions)

    -0.25 (Part 1)

    Left Unanswered (beyond a limit)

    No penalty

    -0.10 (after 8 free skips in Part 1)

    Therefore, unlike in CAT, where the strategy of some top scorers is being 'too careful', the XAT students cannot afford to be too cautious. In addition, leaving some questions unanswered is going to lower your marks hence, you must think about the number of questions to attempt.

    The Verbal Section Becomes Truly Tougher in the XAT

    The RC passages in CAT are lengthy but recognizable, belonging to the realms of business or social issues. XAT VALR even throws in a passage in the form of a poem, apart from difficult vocabulary and grammar questions. XAT occasionally includes image-based or picture-based verbal reasoning questions.

    Those students who had prepared only CAT-type passages feel confused when faced with a question from a poem for the first time in their XAT mocks.

    Solution: Include 3-4 poems or literature passages in your practice every week for the last month before the exam.

    Unlimited Time For Each Section in the XAT Seems Convenient — It Is Not?

    The CAT exam forces the candidate to do each of the sections sequentially. On the other hand, in the XAT exam, the candidate is free to go back and forth between VALR, DM, and QA-DI sections in Part 1, in 170 minutes. For part 2 in the XAT exam, separate 10 minutes are allotted. At first glance, this seems to be an easy way out, but in reality, it causes another problem – bad time management. Due to a lack of any time restriction, the candidates often waste time on the section they like best, Quant.

    Where Students Struggle the Most?

    Section of CAT/XAT

    Usually Feels Tougher In

    Verbal/Reading

    XAT VALR (harder vocabulary, poem-based RC)

    Logical Reasoning

    CAT DILR (heavier, calculation-based sets)

    Quant

    XAT (fewer questions, but each one harder)

    Decision Making

    XAT only - no equivalent in CAT

    General Knowledge

    XAT only - no equivalent in CAT

    Is XAT tougher than CAT? Final Verdict

    The exam is not tougher due to having additional topics; it is difficult due to testing two new abilities, i.e., judgment-based decisions and general knowledge memory, which have never been tested in CAT, along with a strict marking policy.

    If you are taking both these exams, then don't think that XAT is nothing but CAT with a bit of extra effort. Allocate specific time slots for Decision Making and GK from at least 8-10 weeks before the exam.

    Those students who excel in areas like reading, ethical reasoning, and decision making would benefit from taking the XAT test, whereas those who are fast and accurate would perform better in CAT.

    The candidates must take the CAT mock test and XAT mock test to understand the key difference themselves.

    Frequently Asked Questions (FAQs)

    Q: Is XAT really more difficult than CAT, or is it a perception?
    A:

    There are similarities in both the exams in terms of core subjects; however, XAT appears more difficult due to two additional sections in XAT, namely Decision Making and General Knowledge, and a marking scheme where even unattempted questions carry negative marks.

    Q: Will a good score in CAT ensure a good score in XAT?
    A:

    Not necessarily. Good Quantitative and Verbal ability helps, but the subject of Decision Making requires separate practice, as it involves judgement and not calculations.

    Q: Do the CAT and XAT have the same type of RC?
    A:

    No, the RC style is different for both exams. The XAT includes poem-based and image-based RC too.

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    Questions related to XAT

    On Question asked by student community

    Have a question related to XAT ?

    The IRMA XAT 2026 cutoff is expected to be in the range of 55 to 60 percentile for ST category candidates. At an XAT score of 47 percentile, it is unlikely to get a PI call for the IRMA MBA admission 2026.

    Assuming the candidate is from the general category with a decent academic profile, sectional scores, and work experience can get PI calls from XLRI, Jamshedpur, XIMB, GIM, Goa, SPJIMR, and more. You can refer to XAT college predictor for more information.

    IMT Ghaziabad XAT 2026 cutoff varies in the range of 85-90+ percentile. You may get a PI call from IMT Ghaziabad, depending on your academic profile and category. For more information, you can refer to the XAT 2026 cutoff .