you just need to get your OBC certificate corrected and need to inform the CAT helpdesk about this error.
Great Lakes - PGDM & PGPM Admissions 2026
Admissions Open | Globally Recognized by AACSB (US) & AMBA (UK) | 17.8 LPA Avg. CTC for PGPM 2025
CAT Admit Card Date:05 Nov' 25 - 30 Nov' 25
A major question for many MBA aspirants is whether to pursue an MBA in Finance or HR? MBA in finance and MBA in HR both have their pros and cons. HR and Finance are the most popular MBA specializations preferred by the candidates. Candidates should understand the different factors like required skills, industry trends, career opportunities, long-term goals, etc to decide which out of the two specializations is suitable for them. This article serves as a comprehensive guide to understanding the Finance and HR specialization to decide the one to choose for an MBA.
For the first year of the MBA, the candidates are taught the same curriculum. Upon entering the second year of the MBA candidates are provided with the choice of selecting an MBA specialization. Candidates can choose from a variety of alternatives like Finance, Marketing, HR, Operations, Retail, E-Commerce etc. Specializations like Finance, Marketing, and Operations tend to have more salary than others like Human Resources.
Admissions Open | Globally Recognized by AACSB (US) & AMBA (UK) | 17.8 LPA Avg. CTC for PGPM 2025
Ranked No. 3 Business School in India and no.35 in world by Financial Times MiM 2025 Ranking | Highest CTC: INR 89 LPA
Finance and HR are two very different MBA specializations to deal with. Both have a skillset unique to them. Some skills might appear to be common but those are the general skills common to every MBA specialization. The skills that one gets specialized in after these MBA specializations are given in the table below.
MBA Finance Skills | MBA HR Skills |
Financial Analysis | Employee Relations |
Financial Modelling | Recruitment Strategies |
Investment Strategies | Organizational Behaviour |
Risk Management | Performance Management |
When it comes to career opportunities finance is a much more preferred MBA specialization than HR. An MBA in finance can get a candidate a high-paying job in top companies operating in fields like Investment Banking, Asset Management, Equity Research Analyst, and Financial Analysis. The HR specialization on the other hand has limited career choices for candidates. Candidates with an MBA specializing in HR tend to stay within the domain of recruitment. The industry can vary though. Different career roles for both MBA specializations are given in the table below.
MBA Finance Career Roles | MBA HR Career Roles |
Financial Analyst | HR Manager |
Investment Banker | Talent Acquisition Specialist |
Financial Manager | Organisational Development Consultant |
Equity Research Analyst (Buy/Sell Side) | Chief Human Resource Officer |
Institutional Trader | Performance Coach |
Fund Manager | |
Chief Financial Officer | |
Financial Consultant |
The industry trends for MBA in Finance and HR are quite different. Finance roles are generally high paying with roles that are of crucial importance to the company. They often have to make sensitive decisions concerning money. HR roles are also important for the overall health of the organization. The HR roles are also well compensated, especially at senior levels. The best part about HR roles is that they are needed in almost every sector which makes it a very safe choice. Finance roles can have a serious impact during a period of recession.
The long-term goals and career plans are important to consider when deciding whether to do an MBA in HR or finance. Depending on how a candidate sets long-term goals for their career the choice of either MBA specialization can have a great impact. Candidates wanting to see themselves associated in an important leadership role with any of the big financial institutions should ideally go for an MBA specializing in Finance.
But if a candidate is looking for a safer career route irrespective of industry and wants more work-life balance they should choose HR as their MBA specialization. The pay scale might get stagnant. Candidates choosing finance should prepare themselves for a hectic work life with tight deadlines in exchange for great pay and the opportunity to get relocated to a tier-one country.
Frequently Asked Questions (FAQs)
For choosing between HR and Finance various factors should be considered like what are the expectations from one's career, the skillset they excel in, long-term career plans, etc. Based on how both specializations tend to prove for each factor candidates can decide for themselves.
The starting salary of an HR after an MBA is generally between Rs. 4 to 10 lakhs per annum. The salary will increase with more and more years of experience. The salary for MBA HR can go up to Rs. 30 lakhs per annum on the higher end.
It depends on factors like the required skills, industry trends, career opportunities, long-term goals, etc to decide which out of the two specializations is suitable for them.
In terms of salary and pay scale, an MBA in Finance tends to pay a lot more than an MBA in HR. At senior levels HR roles are also well compensated but nowhere near finance roles.
On Question asked by student community
The three key formulas that can solve almost all Profit & Loss problems are:
Profit/Loss % = (Profit or Loss / Cost Price) × 100%, where CP is the cost price.
Discount % = (Discount / Marked Price) × 100%, where MP is the marked price.
Mark up % = (Mark up Value / Cost Price) × 100%, where CP is the cost price.
These formulas can be adapted for problems involving discounts, marked price, or successive gains/losses.
For detailed examples and variations, you can from the article
With a 70 percent in CAT Examination, you can go for various B-Schools or private collages. The S. K. Patel Institute of Management in Gandhinagar is an option for those who score 70-80 percent in their CAT examination or The Gujarat Institute of Management (GIM) in Goa with a cutoff of 60-80 percentage. These are the collages you can look for in Gujarat or nearby.
Collage in other regions: BA Colleges Accepting 70-80 Percentile in CAT 2025
Thank You.
Hello dear candidate,
NO. your application for CAT will not rejected for wrong gender small mistake in the OBC NCL certificate. You will be considered as an OBC candidate.
you just need to get your OBC certificate corrected and need to inform the CAT helpdesk about this error.
Hello,
Here are some top MBA colleges in India with fees under Rs. 2 lakh and their exam/cutoff details:
SIMSREE, Mumbai – Fee around Rs. 1.3–1.4 lakh for 2 years. Accepts CAT, CMAT, MAH-CET, MAT, ATMA. Cutoff is very high, usually 99+ percentile in CAT/CMAT.
PUMBA (Dept. of Management Sciences, Savitribai Phule Pune University) – Fee around Rs. 1.2–1.3 lakh. Accepts CAT, CMAT, MAH-CET, ATMA. Cutoff approx. 75+ percentile in CAT, 90–95+ percentile in CMAT, high scores in MAH-CET.
TISS, Mumbai (MA HRM & other management-related programmes) – Fee around Rs. 1.7–1.9 lakh. Accepts CAT for some courses. Qualifying cutoff is around 60–70 percentile, but final selection cutoffs are higher.
These are the main government institutes where the full MBA/PG programme fee is within Rs. 2 lakh. Cutoffs vary slightly each year and by category, but SIMSREE and PUMBA generally need high scores, while TISS has its own process along with CAT shortlisting.
Hope it helps !
Hey! With a NEET score of 344 in the ST category, it is highly unlikely to get admission in any government BDS college in Delhi through the All India Quota. The cutoff for government BDS seats in Delhi usually falls around 400–450 for ST category, so your score is below that range.
You can consider private dental colleges, state quota seats in other states, or reattempt NEET next year to improve your chances.
Admissions Open | Globally Recognized by AACSB (US) & AMBA (UK) | 17.8 LPA Avg. CTC for PGPM 2025
AACSB, NBA & SAQS Accredited | H-CTC 41.55 LPA | Merit Based Scholarship
Ranked No. 3 Business School in India and no.35 in world by Financial Times MiM 2025 Ranking | Highest CTC: INR 89 LPA
1 Exam accepted by 17 Top Symbiosis Institutes for 29 MBA programmes.
IBSAT 2025-Your gateway to MBA/PGPM @ IBS Hyderabad and 8 other IBS campuses | Scholarships worth 10 CR
NAAC A++ Grade | MBA program graded A** (National) by CRISIL | AACSB, ACBSP and BGA Member