Low CAT or XAT Score? Best MBA Admission Options & Next Steps for 2026

Hello

Scoring 94.3 percentile in CAT is really good, so you should feel proud of yourself. With this percentile, the top old IIMs are tough, but you still have a realistic chance in new and baby IIMs like Raipur, Trichy, Kashipur, Nagpur, Bodh Gaya, Vizag, etc. Your chances will also depend on sectional percentiles, category, academics, and work experience. Do apply widely and prepare well for WAT–PI, because a strong interview can really help.

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With a CAT 2025 percentile of 86.5, BBA graduation score of 67%, and 10th marks of 76%, you meet most of the basic academic requirements for MBA admission at Nirma University. However, Class 12 marks are an important factor to consider in your case.

Nirma University’s Institute of Management usually specifies a minimum eligibility of 50% aggregate in Class 10, Class 12, and graduation for general category candidates (45% for reserved categories). Since you have scored 48% in Class 12, you are slightly below the usual minimum requirement. This means that, strictly speaking, you may face eligibility issues at the application or shortlisting stage.

That said, Nirma University follows a composite score–based shortlisting process. CAT score, academic profile, work experience (if any), diversity factors, and performance in PI are all considered together. In some admission cycles, candidates marginally below the Class 12 cutoff have still been allowed to participate in the selection process, especially if their CAT percentile and interview performance were strong.

However, you should be realistic. A low Class 12 score does weaken your profile and cannot be fully “compensated” by CAT score alone. The PI performance can help improve your chances only if you clear the basic eligibility criteria set by the institute for that particular year. Final admission depends on institute-level scrutiny of documents.

What you should do:

• Carefully check the latest Nirma MBA admission brochure for the exact Class 12 eligibility clause.

• Apply if you meet the minimum eligibility or if the institute allows provisional consideration.

• Prepare very well for the PI to justify academic improvement from Class 12 to graduation.

• Keep backup MBA colleges that accept 85–90 percentile and have more flexible academic criteria.

In summary, admission to Nirma University is possible but uncertain due to your Class 12 marks. Your CAT score and PI can strengthen your case, but they may not completely override the minimum eligibility requirement.

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Yes, with an 89 percentile in CAT, your daughter has a good chance of securing admission in several reputed MBA colleges in India, though top IIMs may be difficult unless she has strong academic diversity, category reservation, or exceptional profile factors. At this percentile range, many well-known Tier-2 and upper Tier-3 management institutes consider candidates for their flagship MBA/PGDM programs.

Institutes such as IMI New Delhi, IMT Hyderabad, XIMB HRM, GIM Goa (certain programs), FORE School of Management, LBSIM Delhi, TAPMI Manipal (borderline), IFMR GSB, Great Lakes (PGDM) and several reputed university MBA programs actively shortlist candidates around the 85–90 percentile range. Final selection does not depend on CAT score alone; academic background, work experience, diversity, performance in GD/PI/WAT also play a significant role.

To maximise chances, she should apply to a balanced mix of colleges, prepare well for interviews, and highlight strengths such as internships, certifications, leadership roles, or work experience. If her profile is average and she aims for higher-ranked institutes, she may also consider repeating CAT with focused preparation to push her percentile above 95.

With an overall CAT percentile of around 80 and belonging to the NC-OBC category, you do have a reasonable set of MBA college options in India, including some IITs, though the older IIMs and top IIT MBA programs will be difficult at this score.

Among the IITs, you can realistically look at newer and mid-tier MBA programs. IIT Jodhpur (MBA), IIT Bhilai, IIT Jammu, and IIT Dharwad have historically considered candidates in the 75–85 percentile range under reserved categories like NC-OBC. These institutes usually evaluate candidates on a composite score that includes CAT performance, academic background, work experience (if any), and interview performance. However, IIT Bombay, Delhi, Madras, Kharagpur, Kanpur, and Roorkee typically require much higher CAT percentiles even for reserved categories, so the chances there are quite low at 80 percentile.

Apart from IITs, several good government and semi-government institutions can be strong options. NIT Trichy (DOMS), NIT Warangal (SOM), NIT Calicut (SOM), and NIT Durgapur are worth applying to, as NITs often have relatively lower cutoffs for NC-OBC candidates compared to IIMs. Central universities such as Jamia Millia Islamia, Aligarh Muslim University, University of Hyderabad, and Delhi School of Management (DTU) can also be considered, subject to their sectional cutoffs and your academic profile.

In the private B-school space, there are multiple reputed institutes where an 80 percentile with NC-OBC reservation offers a fair chance. These include IMT Nagpur and IMT Hyderabad, GIM Goa (for some programs), TAPMI Manipal, FORE School of Management, K J Somaiya Mumbai, BIMTECH Greater Noida, IRMA Anand (profile dependent), and IFMR GSB at Krea University. At these institutes, interview performance, SOP quality, and overall profile play a major role in final selection.

Overall, it is advisable to apply broadly and not rely on a single institute. Focus on newer IITs, NITs, and well-established private B-schools, and prepare thoroughly for the personal interview and group discussion rounds, as at this percentile level, strong performance beyond CAT can significantly improve your final admission chances.