MBA Education Loan Offered by Indian Banks - Latest Terms & Conditions, Comparison, MBA Interest Rates

MBA Education Loan Offered by Indian Banks - Latest Terms & Conditions, Comparison, MBA Interest Rates

Edited By Team Careers360 | Updated on Dec 03, 2024 02:44 PM IST | #CAT

In the changing job market scenario, the MBA is becoming much more important than ever. An MBA is seen as a degree that would not only provide a good career but also increase salary manifold. MBA prepares students to fit into the corporate world. The student is also opting for MBA courses because of the economically beneficial prospects of an MBA, even if this is a costlier course than most other courses. The rise in the demand for MBA courses, despite the cost of the courses, led the banks to offer education loans to students. Read this article to learn about the comparison between Education loans offered by the different private and government banks, terms and conditions as well as interest rates.

MBA Education Loan Offered by Indian Banks - Latest Terms & Conditions, Comparison, MBA Interest Rates
MBA Education Loan Offered by Indian Banks - Latest Terms & Conditions, Comparison, MBA Interest Rates

MBA Education Loans by Banks: An Overview

In the dynamic scenario of corporates, the importance of having an MBA degree is increasing day by day. MBA is seen as a degree that would not only fetch a good career but at the same time would increase the salary manifold. Furthermore, an MBA provides the opportunity to pursue courses from any background if one has a three-year bachelor's degree courses. Applicants can opt for an MBA education in different B-Schools by appearing for different examinations like CAT, GMAT, XAT, etc. Therefore, students who are choosing their career path after their Bachelors can pursue an MBA for better career opportunities. MBA prepares students in the domain of finance, marketing, management, international business, human resources, operation, and global supply chain management, to fit into the corporate world. The candidates, both freshers and working professionals are opting for an MBA, despite its high cost, either to shift the domain and industry or to get a better salary package. In both cases, economic profitability takes center stage. The recent news of students of ISB, Hyderabad, getting a whooping 229% increase in the pre to post-salary after an MBA highlights the importance of an MBA. Apart from the higher chances of employability, this idea of economic gain in the longer run has led students and applicants to look for student loans to pursue an MBA. Due to the high demand from the students, the government and the privately run banks provide education loans to the students. The interest rates can be varied from 8 to 12 percent, depending on the banks and conditions. Students who have taken loans are liable to repay the loans after the completion of their courses or the commencement of their jobs.

MBA Education Loans Offered by Indian Banks

Here is the list of some of the Government and Private Banks that provide MBA education loans. At the same time compare the loans offered by government-run Indians Banks as well as their terms and conditions, and interest rates.

Banks

Loan

Interest Rates

Terms and Conditions

Repayment

Rate Type





State Bank of India



Upto INR 7.5 Lakhs




08. 15%

Should be Indian Nationals


Secured admission to Professional/
Technical Courses in the selected Premier Institutions through the Entrance Test/ Selection Process.

To be paid in EMIs over a maximum repayment of 15 years in 18 EMIs.


EMI starts 12 months after the completion of the course or 6 months after getting the employment, whichever is earlier.








Floating



Above INR 7.5 Lakhs



08.15%











Punjab National Bank

PNB Saraswati



11% to 12.75%
P. A.

Resident of India


Admission to the regular full-time Degree and Diploma courses of the Premier Institutions that are listed


Programs at prestigious institutions like IIMs IITs IISc, XLRI

Maximum up to 15 years


Repayment starts, one year after the completion of the course

Floating

Upto INR 7.5 Lakhs

Above INR 7.5 Lakhs

PNB Udaan

9.25% to 12.75% P.A.

Resident of India


Secured admission to a higher education course in recognized institutions abroad through an Entrance Test or Merit-Based Selection process after completing HSC (10 plus 2 or Equivalent).



Maximum up to 15 years


Repayment starts, one year after the completion of the course

Upto INR 7.5 Lakhs

Above INR 7.5 Lakhs

PNB Pratibha

8.20% to 11.90 %

P.A.

Admission to regular full-time Degree or Diploma courses or PG Degree or Diploma Courses of Premier Institutes that are listed.

Eligible for part-time Post Graduate Programs in Management for Executives at IIMs, part-time Certificate Courses at ISB Hyderabad & Mohali campus, Post Graduate Program at IIM, Three-year part-time weekend Post Graduate Diploma Program at XLRI, and Post Graduate Diploma in Management (B & FS) at NIBM Pune.


Maximum up to 15 years


Repayment starts, one year after the completion of the course

Upto INR 7.5 Lakhs

Above INR 7.5 Lakhs

Bank of Baroda

Baroda Gyan
(Maximum 125 Lakhs)

Floating


Upto 7.5 Lakhs 11.15%

Above 7.5 lakhs 11.05 %

Graduation courses: BA, B.Com, B.Sc.,/Post-Graduation courses: Masters & PhD./ Professional courses like engineering, medical, agriculture, veterinary, law, dental, management, architecture, computer, etc.

The student is of Indian National.


The loan is repayable in a maximum of 10-15 years after the moratorium period and with a maximum of 120 installments.


In case of a loan of more than 7.5 Lakhs, the maximum number of installments is 180.

Fixed and Floating


Fixed


Upto 7.5 Lakhs (Fixed)- 11.40%

Above 7.5 lakhs (Fixed)- 13.05%


Baroda Scholar

Floating - range from 9.70%- 1170 % depending on the institutions



Fixed-

Ranging from 11.40- 13. 70%

Graduation courses: BA, B.Com, B.Sc.,/Post-Graduation courses: Masters & PhD./ Professional courses like engineering, medical, agriculture, veterinary, law, dental, management, architecture, computer, etc.

Certificate courses in the premier institute.

The student is of Indian National.

Applicants of study abborad.


The loan is repayable in a maximum of 10-15 years after the moratorium period and with a maximum of 120 installments.


In case of a loan of more than 7.5 Lakhs, the maximum number of installments is 180.


The moratorium period - Course period + 1 year.




Axis Bank

4- 7.5 Lakhs

14.7% P.A

Citizen of India


Have admission to an MBA/PGDBM College


Co-applicant should be able to produce income-proof

Cibil Score should be healthy above 700

7-8 years


(One has the option to start the loan repayment after a moratorium period of 6 months to 1 year)

Floating Loan

Above INR 7.5 Lakhs

13.7% P.A

Union Bank

IIM Ahmedabad (Upto INR 35 Lakh)

8.10 % P.A+ 0.10%

A bachelor’s degree in any of the disciplines.

Minimum completed age of 25 years

A valid GMAT / GRE score.

Minimum 4 years of full-time work experience after completion of graduation.




The maximum repayment period is 15 years (after completion of the course) or up to 60 years of age of the borrower, whichever is earlier.


( Repayment stars from the next month after the completion of the course)

Floating

IIM Kozhikode (Upto 14 Lakh)

8.10% + P.A + 0.75%

Working Executives

The maximum repayment period is 15 years (after completion of the course) or up to 60 years of age of the borrower, whichever is earlier.


( Repayment stars from the next month after the completion of the course)

IIM Jammu
(up to 9.5 Lakhs)

8.10% + P.A + 0.75%

Working Executives

The maximum repayment period is 15 years (after completion of the course) or up to 60 years of age of the borrower, whichever is earlier.


( Repayment stars from the next month after the completion of the course)

IIM Indore
( Upto 17. 60 Lakhs)

8.10 % P.A+ 0.10%

Bachelor’s Degree or its equivalent

The percentage of marks obtained at the bachelor's degree should be a minimum of 50 or equivalent CGPA

Completed at least 5 years of full-time managerial/ professional experience

The maximum repayment period is 15 years (after completion of the course) or up to 60 years of age of the borrower, whichever is earlier.


( Repayment stars from the next month after the completion of the course)

IIM Lucknow ( Upto 26 Lakh)

8.10 % P.A+ 0.10%

Bachelor’s Degree or its equivalent

The percentage of marks obtained at the bachelor's degree should be a minimum of 50 or equivalent CGPA

Completed at least 5 years of full-time managerial/ professional experience

The maximum repayment period is 15 years (after completion of the course) or up to 60 years of age of the borrower, whichever is earlier.


( Repayment stars from the next month after the completion of the course)

Eligibility for Education Loan - MBA Admission

Different Banks provide education loans for MBA courses in reputed institutions like IIMs. Apart from the different credentials and terms and conditions that different banks have, there are also some common eligibility criteria for MBA education loans. Here is a list of the eligibility criteria:

  • You must be Indian Nationals.

  • You must have been taken admission in the institution, that the banks prefer.

  • Most of the banks provide study loans for MBAs to individuals up to 35 years of age.

  • Bachelor’s Degree or its equivalent

  • The percentage of marks obtained at the bachelor's degree should be a minimum of 50 or equivalent CGPA

  • Some of the Banks require a minimum work experience of a minimum of 5 years.

Great Lakes - PGPM & PGDM 2025

Admissions Open | Globally Recognized by AACSB (US) & AMBA (UK) | 17.3 LPA Avg. CTC for PGPM 2024 | Application Deadline: 1st Dec 2024

ISBR Business School PGDM Admissions 2025

180+ Companies | Highest CTC 15 LPA | Average CTC 8 LPA | Ranked as Platinum Institute by AICTE for 6 years in a row | Awarded Best Business School of the Year

Expenses covered under Education Loan - MBA Courses

Here is a list of expenses that are covered under the education loans provided by most of the banks in the education loans for MBA.

  • Hostel Fees or the Accommodation Fees.

  • Tuition Fees along with Caution deposits, building funds, and refundable deposits among other expenses.

  • Examination, Library, and Laboratory Fees including the expenses for the books and study materials.

  • Travel expenses.

  • Purchase of Laptops and other electronic gadgets or equipment that are required to complete the course.

  • Any other expenses required to complete the course- like study tours project work, thesis, etc.

  • Even the cost of a two-wheeler is covered as part of an MBA education by some of the leading banks.

CAT 2024 College Predictor
Know Your Chances for getting Calls from IIMs & other Top MBA Colleges through CAT Percentile, based on your category, academic profile, work-ex & CAT result.
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Frequently Asked Questions (FAQs)

1. Which bank is best for an MBA education loan?

Several banks provide education loans for the MBA course which has its benefits. Students need to think and decide which student loan is best for them depending on the interest rates, repayment period, etc. 

2. Is there any student education loan in India with 0% interest?

No. One can not get an education loan for an MBA at a 0% interest rate. 

3. How much time does it take to pay an MBA loan?

The time for the repayment of loans taken for an MBA could vary between 8 to 15 years depending on the terms and conditions of the type of loan and banks. It also depends on the amount of the loan as well. 

4. What is the rate of interest for an education loan in ICICI Bank?

The education loan in ICICI Bank ranges from 9.5% per annum to 14.25%

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Questions related to CAT

Have a question related to CAT ?

Hello,

CAT percentage score: 92.4%ile; Educational background: B.Sc. Botany; Work Experience: 34 months; CGPA 9 in Class 10 With such a profile, the niche programs like IIMA FABM (Food and Agribusiness Management) and IIML ABM (Agri-Business Management) present a competitive edge. This is because these programs offer good diversity in academic backgrounds that align well with your profile.

While your 12th (65.7%) and graduation (65.2%) scores may eliminate opportunities at the older IIMs for their core PGP programs, newer IIMs in the list are IIM Udaipur, IIM Raipur, and IIM Kashipur; the MBA programs at the IITs like IIT Madras, IIT Roorkee, or IIT Kharagpur are also worth examining with their slightly lower cut-offs.

Emphasise academic diversity, work experiences, and career goals that are in agribusiness to strengthen your application and prepare for interviews to eventually apply strategically to maximise your chances at institutions whose values align with yours.

You can use the online CAT College Predictor tools to estimate the probability of receiving interview calls from different IIMs and other top MBA colleges based on your CAT percentile of 92.4% and academic background.

Hello,

Once you have applied for CAT under the General Category, you will not be able to change your category after the exam, even during the IIM selection process. Category information that you would provide during the CAT application process would be used throughout the selection cycle, including shortlisting for interview and finally admitting candidates.

Here are a few key points to consider:

  • Eligibility : If you are eligible for OBC category but mistakenly applied under the General category, it may affect your chances of availing benefits such as relaxation in cutoff marks, reservations, and other category-specific advantages.
  • IIM Process : Based on the details you fill in your application, including the category, the IIMs (Indian Institutes of Management) shortlist you for the further selection procedure, which includes Personal Interviews (PI) and Written Ability Test (WAT) after the CAT exam.
  • Correction/Update : Normally, after submitting the CAT application, there is no provision for category change. However, you should contact the CAT Helpdesk or the admissions office of the IIMs you are applying to, explaining your situation. They may guide you on whether any exceptional correction or update is possible.

Make sure your category is correctly selected for future reference during the application not to attract complications in your admission processes.

With a 59.95 percentile in CAT 2024 and ST category, you can expect calls from newer IIMs like IIM Bodh Gaya, IIM Jammu, and IIM Sirmaur, as they have lower cutoffs for reserved categories. Non-IIM options like IIT Madras (MBA), NIT Trichy (MBA), and state universities like Delhi School of Economics (DSE) might also consider your profile. Apply to institutions that prioritize diversity and offer ST reservation. Ensure your application highlights strong academics and achievements.

For more details you can visit the link given below

https://bschool.careers360.com/cat-percentile-predictor


Hi,

Based on the previous year analysis, According to your CAT 2024 percentile some of the best colleges offering MBA and PGDM course in Telangana in which you have chances to get a seat are the following

  • GITAM School of Business, Hyderabad
  • Institute of Management Technology, Hyderabad
  • School of Business Excellence, Hyderabad
  • IIRM Hyderabad
  • Dhruva college of Management, Hyderabad

For more information about the colleges in which you have chances to get a seat you can predict using MBA college predictor tool provided below

https://bschool.careers360.com/cat-college-predictor

Hope this information will help you

Hi,

With a CAT 2024 score of 93.94 percentile, you have a good chance of getting calls from several IIMs. Here are some possibilities:

IIMs:

  • IIM Jammu

  • IIM Bodhgaya

  • IIM Udaipur

  • IIM Kashipur

  • IIM Vizag

Apart from IIMs, you can also consider other prestigious B-schools like:

  • Management Development Institute (MDI) Gurgaon

  • FMS Delhi

  • IIT Delhi

  • IIM Lucknow

  • IIM Indore

  • IIM Raipur


View All

Directions for question :

M/s Deloitte Touche Tohmatsu Limited, one of the top four audit and accounting firms in the world with headquarters at London, UK, and with an operational presence in 153 countries, hires Management Trainees (MT) from all the premier management institutes of India thrice every year, in the months of January, May and September.

Each new group of Management Trainees (MT) have to go through a four month rigorous training schedule, after which they have to pass through a test consisting of a written assessment and a case-analysis. The top hundred ranked Management Trainees (MT) based on the performance in the test are confirmed as Management Executives (ME). The rest are given the opportunity of undergoing the training for four months one more time along with the next batch of Management Trainees (MT) and then passing through the subsequent test consisting of the written assessment and case-analysis. The Management Trainee (MT) who fails to get confirmed as a Management Executive (ME) the second time is fired.

The scatter-graph below depicts the number of Management Trainees (MT) at Deloitte taking the tests from January 2020 till May 2022, and the vis-à-vis hired Management Trainees (MT) at Deloitte who were fired :

It is also known that for the month of September 2019 at Deloitte, 96 hired Management Trainees (MT) failed to be confirmed as a Management Executive (ME) the first time, and that 36 hired Management Trainees (MT) were fired. 

Question :

In which test did the minimum number of Management Trainees (MT) get confirmed as a Management Executive (ME) in the second attempt ?

Option: 1

September 2020

 

 


Option: 2

May 2021


Option: 3

January 2021

 


Option: 4

January 2022 


Directions for question:

Two friends Moloy and Niloy passed out from the Purulia Institute of Science and Technology with B.Tech degrees in Mechanical Engineering, but even after a year placement was hard to find. So they decided to take the challenge head-on, came down to Kolkata, rented a garage space on Park Street, and having an affinity towards making people enjoy good food, started their firm named 'B.Tech Bread-Omlette Wala'. 

They started with three items on the menu. One was the French Toast which could be prepared in 3 minutes. The second was the Egg Tortillas which took 15 minutes to prepare. Any one of Moloy and Niloy could prepare any one of them at a time. The third was the Egg Bhurji with French Fries. This however was prepared on an automated fryer which could prepare 3 servings at a time and took 5 minutes irrespective of the number of servings equal to or below 3. The fryer did not need anyone to attend to it, and the time to put in the raw ingredients could be neglected. So one could tend to the preparation of other items while the Egg Bhurji with French Fries were being prepared. 

They wanted to serve the orders as early as possible after the order was given. The individual items in any order were served as and when all the items were ready, and the order was then considered closed. None of the items on the menu were prepared in advance in anticipation of future orders. 

On the first day, 3 groups of customers came in and ordered at 6.00 pm, 6.10 pm, and 6.13 pm. The first order was for a plate of Egg Tortillas, two plates of French Toast, and three plates of Egg Bhurji with French Fries. The second order was for a plate of French Toast and two plates of Egg Bhurji with French Fries. The third order was for a plate of Egg Tortilla and a plate of Egg Bhurji with French Fries. 

On the backdrop of the above information answer the questions given :

Question: 

Assuming that the next customer's order could only be attended to when the previous customer's order was closed, at what time would the first customer's order be considered closed ?

 

Option: 1

6.15 pm

 

 


Option: 2

6.17 pm

 


Option: 3

6.18 pm

 


Option: 4

6.20 pm


Directions for question :

Six sticks of equal lengths were kept in the vertical position in an empty flower-vase, to be arranged at the six corners of a regular hexagon. The two ends of each of the sticks were of different colours. 

The top ends of the sticks were one of each of the following colours – Red, Cyan, Pink, Brown, Black and Green. The bottom ends were one of each of the following colours – Blue, Yellow, White, Orange, Purple and Grey. Both the sets of colours mentioned were in no particular order.

It was also known that :

a) The stick with the red colour was opposite to the stick with the blue colour

b) There were exactly two sticks whose both ends had colours whose names started with the same letter

c) The stick with the grey colour was adjacent to the stick with the white colour

d) The stick with the cyan colour was adjacent to both the sticks with the brown colour and the one with the blue colour

e) The stick with the purple colour was adjacent to both the sticks with the grey colour and the one with the green colour

f) The stick with the white colour was opposite to the stick with the green colour

Question :

What was the colour of the bottom end of the stick having brown colour at the top end ?

Option: 1

 White 

 


Option: 2

Yellow 


Option: 3

Black

 


Option: 4

Grey


Directions for question:

Two friends Moloy and Niloy passed out from the Purulia Institute of Science and Technology with B.Tech degrees in Mechanical Engineering, but even after a year placement was hard to find. So they decided to take the challenge head-on, came down to Kolkata, rented a garage space on Park Street, and having an affinity towards making people enjoy good food, started their firm named 'B.Tech Bread-Omlette Wala'. 

They started with three items on the menu. One was the French Toast which could be prepared in 3 minutes. The second was the Egg Tortillas which took 15 minutes to prepare. Any one of Moloy and Niloy could prepare any one of them at a time. The third was the Egg Bhurji with French Fries. This however was prepared on an automated fryer which could prepare 3 servings at a time and took 5 minutes irrespective of the number of servings equal to or below 3. The fryer did not need anyone to attend to it, and the time to put in the raw ingredients could be neglected. So one could tend to the preparation of other items while the Egg Bhurji with French Fries were being prepared. 

They wanted to serve the orders as early as possible after the order was given. The individual items in any order were served as and when all the items were ready, and the order was then considered closed. None of the items on the menu were prepared in advance in anticipation of future orders. 

On the first day, 3 groups of customers came in and ordered at 6.00 pm, 6.10 pm, and 6.13 pm. The first order was for a plate of Egg Tortillas, two plates of French Toast, and three plates of Egg Bhurji with French Fries. The second order was for a plate of French Toast and two plates of Egg Bhurji with French Fries. The third order was for a plate of Egg Tortilla and a plate of Egg Bhurji with French Fries. 

On the backdrop of the above information answer the questions given :

Question: 

Assuming that the next customer's order could only be attended to when the previous customer's order was closed, at what time would the third customer's order be considered closed ?

 

Option: 1

6.28 pm

 


Option: 2

6.35 pm

 


Option: 3

6.38 pm


Option: 4

6.45 pm


Directions for question:

Two friends Moloy and Niloy passed out from the Purulia Institute of Science and Technology with B.Tech degrees in Mechanical Engineering, but even after a year placement was hard to find. So they decided to take the challenge head-on, came down to Kolkata, rented a garage space on Park Street, and having an affinity towards making people enjoy good food, started their firm named 'B.Tech Bread-Omlette Wala'. 

They started with three items on the menu. One was the French Toast which could be prepared in 3 minutes. The second was the Egg Tortillas which took 15 minutes to prepare. Any one of Moloy and Niloy could prepare any one of them at a time. The third was the Egg Bhurji with French Fries. This however was prepared on an automated fryer which could prepare 3 servings at a time and took 5 minutes irrespective of the number of servings equal to or below 3. The fryer did not need anyone to attend to it, and the time to put in the raw ingredients could be neglected. So one could tend to the preparation of other items while the Egg Bhurji with French Fries were being prepared. 

They wanted to serve the orders as early as possible after the order was given. The individual items in any order were served as and when all the items were ready, and the order was then considered closed. None of the items on the menu were prepared in advance in anticipation of future orders. 

On the first day, 3 groups of customers came in and ordered at 6.00 pm, 6.10 pm, and 6.13 pm. The first order was for a plate of Egg Tortillas, two plates of French Toast, and three plates of Egg Bhurji with French Fries. The second order was for a plate of French Toast and two plates of Egg Bhurji with French Fries. The third order was for a plate of Egg Tortilla and a plate of Egg Bhurji with French Fries. 

On the backdrop of the above information answer the questions given :

Question: 

Suppose Moloy and Niloy had decided to process multiple orders at the same time, however strictly prioritising a first come first serve basis, when would the second customer's order be considered closed ?

Option: 1

6.20 pm

 

 


Option: 2

6.18 pm


Option: 3

6.15 pm

 


Option: 4

6.12 pm


Directions for question:

Two friends Moloy and Niloy passed out from the Purulia Institute of Science and Technology with B.Tech degrees in Mechanical Engineering, but even after a year placement was hard to find. So they decided to take the challenge head-on, came down to Kolkata, rented a garage space on Park Street, and having an affinity towards making people enjoy good food, started their firm named 'B.Tech Bread-Omlette Wala'. 

They started with three items on the menu. One was the French Toast which could be prepared in 3 minutes. The second was the Egg Tortillas which took 15 minutes to prepare. Any one of Moloy and Niloy could prepare any one of them at a time. The third was the Egg Bhurji with French Fries. This however was prepared on an automated fryer which could prepare 3 servings at a time and took 5 minutes irrespective of the number of servings equal to or below 3. The fryer did not need anyone to attend to it, and the time to put in the raw ingredients could be neglected. So one could tend to the preparation of other items while the Egg Bhurji with French Fries were being prepared. 

They wanted to serve the orders as early as possible after the order was given. The individual items in any order were served as and when all the items were ready, and the order was then considered closed. None of the items on the menu were prepared in advance in anticipation of future orders. 

On the first day, 3 groups of customers came in and ordered at 6.00 pm, 6.10 pm, and 6.13 pm. The first order was for a plate of Egg Tortillas, two plates of French Toast, and three plates of Egg Bhurji with French Fries. The second order was for a plate of French Toast and two plates of Egg Bhurji with French Fries. The third order was for a plate of Egg Tortilla and a plate of Egg Bhurji with French Fries. 

On the backdrop of the above information answer the questions given :

Question: 

Suppose Moloy and Niloy had decided to process multiple orders at the same time, however strictly prioritising a first come first serve basis, when would the third customer's order be considered closed ?

 

Option: 1

6.22 pm

 


Option: 2

6.25 pm


Option: 3

6.28 pm 


Option: 4

6.30 pm


Directions for question:

Two friends Moloy and Niloy passed out from the Purulia Institute of Science and Technology with B.Tech degrees in Mechanical Engineering, but even after a year placement was hard to find. So they decided to take the challenge head-on, came down to Kolkata, rented a garage space on Park Street, and having an affinity towards making people enjoy good food, started their firm named 'B.Tech Bread-Omlette Wala'. 

They started with three items on the menu. One was the French Toast which could be prepared in 3 minutes. The second was the Egg Tortillas which took 15 minutes to prepare. Any one of Moloy and Niloy could prepare any one of them at a time. The third was the Egg Bhurji with French Fries. This however was prepared on an automated fryer which could prepare 3 servings at a time and took 5 minutes irrespective of the number of servings equal to or below 3. The fryer did not need anyone to attend to it, and the time to put in the raw ingredients could be neglected. So one could tend to the preparation of other items while the Egg Bhurji with French Fries were being prepared. 

They wanted to serve the orders as early as possible after the order was given. The individual items in any order were served as and when all the items were ready, and the order was then considered closed. None of the items on the menu were prepared in advance in anticipation of future orders. 

On the first day, 3 groups of customers came in and ordered at 6.00 pm, 6.10 pm, and 6.13 pm. The first order was for a plate of Egg Tortillas, two plates of French Toast, and three plates of Egg Bhurji with French Fries. The second order was for a plate of French Toast and two plates of Egg Bhurji with French Fries. The third order was for a plate of Egg Tortilla and a plate of Egg Bhurji with French Fries. 

On the backdrop of the above information answer the questions given :

Question: 

A fourth customer comes in and orders two plates of French Toast at 6.24 pm. Suppose Moloy and Niloy had decided to process multiple orders at the same time, however strictly prioritising a first come first serve basis. For exactly how many minutes would one of the friends be idle from 6.00 pm till serving the last customer, assuming that the four customers were the only ones to have come in within the period being discussed ?

Option: 1

9

 


Option: 2

13


Option: 3

18


Option: 4

21


Directions for question:

Two friends Moloy and Niloy passed out from the Purulia Institute of Science and Technology with B.Tech degrees in Mechanical Engineering, but even after a year placement was hard to find. So they decided to take the challenge head-on, came down to Kolkata, rented a garage space on Park Street, and having an affinity towards making people enjoy good food, started their firm named 'B.Tech Bread-Omlette Wala'. 

They started with three items on the menu. One was the French Toast which could be prepared in 3 minutes. The second was the Egg Tortillas which took 15 minutes to prepare. Any one of Moloy and Niloy could prepare any one of them at a time. The third was the Egg Bhurji with French Fries. This however was prepared on an automated fryer which could prepare 3 servings at a time and took 5 minutes irrespective of the number of servings equal to or below 3. The fryer did not need anyone to attend to it, and the time to put in the raw ingredients could be neglected. So one could tend to the preparation of other items while the Egg Bhurji with French Fries were being prepared. 

They wanted to serve the orders as early as possible after the order was given. The individual items in any order were served as and when all the items were ready, and the order was then considered closed. None of the items on the menu were prepared in advance in anticipation of future orders. 

On the first day, 3 groups of customers came in and ordered at 6.00 pm, 6.10 pm, and 6.13 pm. The first order was for a plate of Egg Tortillas, two plates of French Toast, and three plates of Egg Bhurji with French Fries. The second order was for a plate of French Toast and two plates of Egg Bhurji with French Fries. The third order was for a plate of Egg Tortilla and a plate of Egg Bhurji with French Fries. 

On the backdrop of the above information answer the questions given :

Question: 

Had Niloy been absent on that day, and assuming that the next customer's order could only be attended to when the previous customer's order was closed, at what time would the fourth customer's order (refer to the previous question) be considered closed ?

Option: 1

6:38 pm

 


Option: 2

6:42 pm

 


Option: 3

6:47 pm


Option: 4

6:49 pm


Directions for question:

The bar-graph given below shows the foreign exchange reserves of Nepal (in million Rupees) from 2014 to 2021. Answer the following questions based on the graph :

Question:

What was the percentage increase (rounded to the nearest integer, if deemed necessary) in the foreign exchange reserves in 2020 over 2016 ?

Option: 1 None

Option: 2 None

Option: 3 None

Option: 4 None

Directions for question:

The Jadavpur University’s Prince Anwar Shah Road hostel consists of two large separate buildings, one for the ladies and the other for the gents, while having a common kitchen and dining hall. It is the hostel of the CS and the EEC department of engineering students of the university.

In recognition of the growing dissatisfaction and hence complaints among the inmates of the hostel regarding the menu served for dinner, the Dean of the engineering department, Dr Aparesh Sanyal, personally decided to investigate the matter. He set about collecting information about the preference of dinner among the inmates, separately from the gents and the ladies wing of the hostel.

Dr Sanyal was able to gather the following partial information :  

 

Hostel inmates

Menu preference for dinner

Total

Egg Meal

Fish Meal

Chicken Meal

Gents

   

20

 

Ladies

     

64

Total

 

60

   

 

The Warden of the hostel was consulted, who after investigation declared that the following facts were clear :

1. Forty percent of the hostel inmates were ladies

2. One-third of the gentlemen inmates preferred an egg meal for dinner

3. Half the hostel inmates preferred either fish meal or chicken meal

Question:

What proportion of the lady hostel inmates preferred a fish meal for dinner ?

 

 

Option: 1

0.25

 

 


Option: 2

0.50

 


Option: 3

0.75

 


Option: 4

1.00 


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